How Terms Apply to Wallet Rules
These Terms & Conditions describe the agreement between you and us when you open, access or use an account. The rules cover accurate account details, phone verification before account access, permitted use, wallet instructions, transaction records, policy changes and the steps for ending or restricting access
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where local law permits. A payment reference does not replace the account rules: DANA, OVO, GoPay and QRIS activity must match the account details and status shown to you. Bank transfer and virtual account references should be entered exactly as issued, while BCA, BRI, Mandiri and
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BNI references may appear in the relevant payment instructions. We can ask for clarification when an account record, payment receipt or identity detail does not align. The current wording on this page applies to use after publication, and a material change will be presented through an
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available account or support notice. Eligibility depends on local law, and you should not continue where access is not permitted.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.